Very, very good

Been using VB for about three years. I keep track of all checking and savings accounts. It allows for recurring spending and future projection of balances. Once you get the hang of it you can play around with different spending variances to see how they will affect your future balance. That part could have been more user friendly, but you can do it. It does not automatically back up and it does not cloud sync at all. After this amount of time, it looks to me that the developers are not trying to compete with newer apps. But then, it is still a very useful app for me.

Grandpa Chuckles about Visual Budget - Finances